- Home
- Articles
- Pressure - Settling Less?
- Settling For Less?
- Asking Family for Money?
- Pay Off Holiday Bills
- Lawsuit/Insurance Advance
- Advance Lawsuit Funding
- Rapid Advance
- Ask For What You Need
- Choose Your Attorney
- Been in Auto Accident
- What to do Car Accident
- Hounded by Creditors?
- Managing Inflation
- Automatic Payments
- Little Charges on Card
- Contact Us
Automatic Payments on Credit Card
Do you have automatic payments pulled from your card?
If you have a debit or credit card that payments are taken out of automatically and have had the card closed for fraudulent activity, you know what a mess it is to figure all those recurring credit card payments to route to a new card. You will have to look on your account to see what payments have been coming out, then call all those businesses to give them a new card number, after you get a new card. Hackers really mess with your life.
One way to thwart this from happening is to open a credit or debit card account and never use the card (put it in a safe place and don’t touch it). Put all your recurring credit card payments on that card – it should not get hacked into because it doesn’t go to any payment machine at any store, nor is in your wallet for a scam scanner to pick up the information from it. Use a different card for purchases, and if it gets hacked into, you don’t have to call all the businesses to give them a new card number. You just need to wait for a new card to continue making purchases on it – you can check your bank to see if you can get a temporary card or some checks while waiting for a new card. Just leave the designated automatic payments card alone.
If you can, you might have a back-up card in case one gets hacked into (meaning, one of the companies that has your card may have gotten hacked into and then your card is vulnerable) I have a bank card and a PayPal card. PayPal taps into your bank account, so you don’t need to change anything if the PayPal card is closed. If your bank account gets hacked, then you will have to set the payments up again with the new bank account.
If you set up payments on your card for your phone or utilities, etc., make sure your card is current on their files. When you get a new card, call it in (your card may have expired or closed and reissued for fruad, etc.). You don't want a missed payment for not updating your card.
Be cognizant of the credit card automatic charges and payments.
PR